EMI Calculator & Loan Comparison

Calculate your monthly EMI, total interest and amortisation, and compare the true cost of up to three loans including fees and charges.

Loan Details

Loan Amount

₹

Interest Rate

% p.a.

Loan Tenure

years

Your Monthly EMI

Monthly EMI₹8,678

Principal₹10,00,000

Total Interest₹10,82,720

Total Amount₹20,82,720

52%Interest

● Principal

● Interest

Compare 3 Loans

Enter the charges for each bank to compare the actual cost of the loan, not just the EMI.

Bank 1

Bank NameInterest Rate (% p.a.)Processing Fee (₹)GST on Processing (₹)Documentation / Other Charges (₹)

Bank 2

Bank NameInterest Rate (% p.a.)Processing Fee (₹)GST on Processing (₹)Documentation / Other Charges (₹)

Bank 3

Bank NameInterest Rate (% p.a.)Processing Fee (₹)GST on Processing (₹)Documentation / Other Charges (₹)

Cost	Bank 1	Bank 2	Bank 3
Interest Rate
Monthly EMI
Total Interest
Processing Fee
GST
Documentation / Other
Total Upfront Charges
Total Cost of Loan

Total Cost of Loan = total EMI payments + upfront charges entered above. Actual bank charges may vary; verify the lender's current schedule of charges.

Repayment Schedule

Year-wise repayment for the main EMI calculation.

Plan borrowing alongside your savings

A loan decision is easier to judge when you also consider what your savings and investments could earn. Explore FDInterest.in for fixed-deposit calculations and SIPInfo.in for SIP return planning.